Consolidating parent plus loans gay intergenerational dating honolulu

18-Jan-2018 00:36

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Dealing with high debt loads and a high interest rate with parents nearing retirement age can be a tough combination. Many banks are starting to offer refinancing for Parent PLUS loan borrowers — big news, considering that parents could potentially save thousands of dollars in interest through refinancing.Through refinancing, parents are eligible to get a better interest rate and not be stuck at the higher-than-average rate of 7.21%.Currently, there are 3 million Parent PLUS loan borrowers with a total of billion in debt.

Other reasons include the convenience of having just one loan with one monthly payment and prevention of defaulting on one's loans.Parent PLUS borrowers are typically attractive candidates for refinancing because they have a longer credit history and tend to have stable employment.

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